Banking

Banking ⏱️ 24m

Banking in India: A Complete Guide to Bank Accounts, Digital Payments, Loans and Financial Safety

Banking is more than saving money. Learn how bank accounts work, how UPI and digital banking make payments easier, how loans and interest ra...

Admin 4 days ago • 👁️ 22

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Banking ⏱️ 16m

Banking Basics: 25 Important Things Everyone Should Know About Their Bank Account

Banking is part of everyday life, but understanding how your bank account, UPI, credit cards, loans and deposits actually work can save you ...

Admin 14 days ago • 👁️ 57

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Banking ⏱️ 8m

Why Are Banks on Strike From 28–30 September 2026? Everything Customers Need to Know

Banks may face disruptions from 28–30 September 2026 due to a proposed nationwide strike over the demand for a five-day banking week. Here...

Admin 21 days ago • 👁️ 74

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Banking ⏱️ 1m

The Basics of Banking: Accounts, Interest Rates, and Safe Online Banking

Everything you need to know about savings vs current accounts, DICGC deposit insurance, NEFT/RTGS/IMPS, and cyber security best practices.

Admin 1 month ago • 👁️ 657

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Essential Banking Rules for 2026

✓ Compare high-yield savings accounts offering 6-7% interest vs traditional 3%.
✓ Maintain zero-penalty minimum balance to avoid sneaky monthly bank fees.
✓ Enable 2-factor authentication & daily transaction alerts for online banking security.

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Frequently Asked Questions

Quick answers to common questions about Banking

How much of my bank deposit is insured in India?

Under DICGC (a subsidiary of RBI), bank deposits including savings, fixed, and recurring deposits are insured up to ₹5,00,000 per depositor per bank.

How can I avoid monthly minimum balance penalties?

You can switch to a Basic Savings Bank Deposit Account (BSBDA) or digital zero-balance accounts offered by leading banks that have zero minimum balance requirements.

What is the difference between NEFT, RTGS, and IMPS?

IMPS is instant 24/7 for amounts up to ₹5 Lakh. NEFT operates in half-hourly batches 24/7 with no minimum. RTGS is for large instantaneous transfers of ₹2 Lakh and above.